First

AEIP

AEIP is an investment program that enables sole proprietors, partnerships and family businesses develop an economic capital over a period of time to enhance their entrepreneurial course in the years ahead.

Features:-
- It enables this class of investors to invest at least 10% of their profit yearly into an investment account outside their regular business.
- Payment streams can be lump sum, monthly, quarterly, or yearly as may be convenient for clients’ type of business.
- The return on investment is fixed and compounded annually at 12% for the five year-plan, 18% for the 10-year plan, 19% for the 15 year- plan and 20% for the 20 year-plan.
- Minimum duration of investment is ten years.

Benefits:-
- It serves as a hedge against future business failures.
- The guaranteed return protects the investment against capital market price fluctuations.
- It serves as a channel of diversification of assets which can provide means of fall back in periods of economic down-turn.
- It also provides opportunity for future business expansion.

AFIP

AEIP is an investment program that enables sole proprietors, partnerships and family businesses develop an economic capital over a period of time to enhance their entrepreneurial course in the years ahead.

Features:-
- It enables this class of investors to invest at least 10% of their profit yearly into an investment account outside their regular business.
- Payment streams can be lump sum, monthly, quarterly, or yearly as may be convenient for clients’ type of business.
- The return on investment is fixed and compounded annually at 12% for the five year-plan, 18% for the 10-year plan, 19% for the 15 year- plan and 20% for the 20 year-plan.
- Minimum duration of investment is ten years.

Benefits:- - It serves as a hedge against future business failures.
- The guaranteed return protects the investment against capital market price fluctuations.
- It serves as a channel of diversification of assets which can provide means of fall back in periods of economic down-turn.
- It also provides opportunity for future business expansion.

AIGP

AIGP is targeted at income driven and low risk profile investors whose interest is guaranteed old-age income streams. This class of investors want to be sure of their financial future by putting in place a plan that guarantees a replacement of their current income at retirement through regular long-term investment with minimal risks.

Features:-
- Minimum annual investment of N 120,000
- Monthly, quarterly or annual deposits.
- Long- term investment that pursues retirement planning with little or no stress.
- Return on investment is guaranteed all through the life of the investment.
- Investors can switch from one maturity period to another without any cost. A switch from one plan to another with longer maturity period entitles the investor to the higher income rate of the new class.
- Minimum period of investment is ten years.

Benefits:-
- Planning and investing is made easy by systematic approach that is based on current income.
- Ability to determine from outset what your investment outcome will be like in the years ahead through guaranteed returns.
- Sustainable income streams that replace employers' income after retirement.

ARIP

ARIP is a self-directed investment plan that equips a family unit to prepare for a blissful retirement or other short or medium term financial goals through careful planning and investment during their active working years. Particularly, it is useful for those that their retirement year falls within the next five years. In addition, this investment will amongst others, be very useful for:
1 Those that want to establish their own mini business after retirement from paid employment;
2 Those that want to set up a self employment scheme as an alternative to paid job;
3 Apprentice staff who wants to make savings towards set up;
4 Those that want to invest towards acquiring assets like motor-cycle (Okada), business centers, shop or eatery as alternative sources of income;
5 Those that want to invest in order to provide for their children school fees.

FEATURES
1 Minimum investment of N60, 000 per annum
2 Payment streams can be monthly, quarterly, annually or one lump sum deposit.
3 Duration of investment is five years with option of roll-over for another five years.
4 Premature withdrawal or closure of account is not allowed.
5 Return on investment is guaranteed and fixed at 12% per annum.

BENEFITS
1 Families can plan their short-term financial future on their own without prejudice to employer’s retirement plan and without borrowing.
2 It encourages regular investment culture and financial discipline.
3 Guaranteed rate of return compounded annually helps to cushion the effect of inflation.
4 It channels family earnings to create ready cash-flow for their future needs.
5 It creates a platform for planning ahead of time to meet family short-term financial goals.